Ok, you've downloaded the palette (I'm assuming its already a .pal file, right?) If its not, I'll show you how to turn an image into a palette as well at the end.
   Anyways, I'm going to explain using psp v. 6, although if you have 7, I think the color menu is pretty much the same. You should have the psp folder set up like this on your computer - if not, at any rate find it on your computer, and put the palette in the palettes folder inside of hte psp folder. Paint Shop Pro 6\Palettes or similar.
   Next, make sure the image you are using, is saved as a .GIF file. JPG files tend to make the colors blur a bit and look extremely fuzzy (and annoying!) Then go to Color Decrease Color Depth and click on 256 (8 bit) colors.
   Now, you either have your doll complete, or you still have yet to draw/edit it. You can apply the palette any time you wish, just as long as you apply it sometime before putting it into palace. So, you have your image, whatever it may be, saved already as a gif and at 256 colors.
   Now, go to Colors in the menu bar, click on Load Palette. A open dialog box will open up, and assuming you correctly put in the palette into the right folder, it should show up as whatever you named it. Select the palace palette, then make SURE you click on error diffusion dithering radio button at the bottom of the box, then click open. (the error diffusion dithering is so that when the program applies the palette, it dithers different colors together to get a similar shade, instead of just replacing all of it with one solid color).
   And, then the palace palette will have been applied.

   How to make a custom palette:
   Open up any image you'd like. Then, go to Colors and click on Save Palette. A dialog box will open up and ask you to name your new palette. enter in a name and click ok. Now, you can try applying your new palette to pictures and see what happens.
   Remember, PSP (and any other programs for that matter) won't bite you. Experiment, try clicking different things, even if you don't know what they do (just make sure to save your image before you go exploring!!) Also, skim over the help files, you might learn something new from them too :)~~